In a large bowl, mix the first 3 ingredients and then mix in the butter, milk apples.
In a separate bowl blend the dry ingredients.
Combine the dry ingredients and add them into the wet ingredients and mix.
Pour the batter into greased bread pan.
Mix the crumb topping ingredients (powdered sugar, flour, butter and cinnamon together in a separate bowl until incorporated. It will look like marble like. Sprinkle on top of the bread.
Bake for 45-50 minutes or until the toothpick comes out clean.